The Bermuda Form is a hybrid of traditional occurrence-based polices and claims-made policies. The form provides large manufacturers with meaningful coverage, while allowing insurers to limit their liability for occurrences that span multiple years.  

KCIC is often engaged to support large corporate policyholders with Bermuda Form insurance as it quite complicated. KCIC has assisted clients with settlement negotiations as well as related mediation and arbitration proceedings. Specifically, KCIC has had the opportunity to review and summarize defense costs; value covered and uncovered costs as they relate to an integrated occurrence, organize multiple claim data sources to assist in proving exhaustion of underlying self-insured retention and excess policies; and provide written and oral testimony in international arbitration related to the above.